To me, when you say house hack, that means buying a property as a primary residence with a low down payment, living in it for a year, and then moving out and renting it.

I don't care what state it's in...I just want to know where to get it. 

I also rented my primary residence in Denver and have $800/mo cash flow on it.  

Unfortunately its the world we are operating in and I do not think Airbnb or VRBO care enough about us to change it. 

They don't care about what is stored there.

Still, I'm concerned about potential tax complications given the property's location in Maui, my residence in California, and my in-laws living in Washington.Am I overlooking anything crucial here?

Guaranteed2 - You pick your poison....You, as the resident NNN expert, just said it better. 

I'm only bringing this up because you mention 1) rent is always paid on time; 2) neighbors have no issues; 3) The tenant's are hardly there (which means less property wear and tear) and 4) I will also assume becuase of the first 3 here, that your property is also being cared for...... seems like picture perfect Tenants.... 

  * Water- if you are not billing it back to the residents most utilities have a base rate then a usage charge over the base usage allowance. 

Here are your options in order of what will give you the best terms. 1) Fannie Mae cash out refinance to 75% on a single family residence or 70% on 2-4 units.