Everything can be signed, but if you don't submit the earnest money within 48 hours, the contract is no longer valid.Submitting the offer with everything clearly established in the authorized purchase agreement will help to make the sellers, and the agent feel better about the offer and you're much more likely to establish credibility going this route.

It has to do with personal preferences as I have income and assets in both.

Then most banks/asset managers have title depts to work on title "issues".

It's like having a bond...you received incremental payments while holding the asset with a nice big "pop" at the end.

That's why you have to have a really good realtor who knows what they are doing and makes sure that you get that info asap before the other investor scoop them up.Most investors don't realize that most asset managers have thresholds that they cannot cross.

I think you'll be a great asset to the community.

Rent will be 1525 which will come from the govt, after I get a sec 8 tenant in them (I allready confirmed this w/ the housing authority).

It is not that type of bank.International banks who do lend likely do so through local entities that have a license or other regulatory authority to lend in Dubai.

There is alot unknown that needs to be clarified before answering "why can't they just do it as a investment property @ 90 LTV"---things like how you are going to document income/assets, FICO, cash reserves, # of properties owned/mortgaged to name a few...I suspect that it is not your intent to occupy the 2nd unit as Wells Fargo suspects and this is where the FRAUD comes into play---if you intend to rent out both units and claim otherwise, the doc they want you to sign could serve as the noose at your own hanging.

In addition we have pretty decent financial assets, stocks/bonds,mutual funds.