It's really for safety, I don't think any of them feel like we are "watching" them. 

Or a loveseat and an arm chair for a house that accommodates 6 people.

Many companies cite safety, logistical, etc concerns doing a Spray Foam + drywall improvement with someone living in the unit.I was going to communicate this with the tenant and offer her the option to break the lease early but before I got to that part - she hangs up the phone. 

Then I would conduct my safety visit.If at any time I was entering the premises the tenant started screaming from the other side that he'd kill me if I came in, I would leave off and call 911.

We wanted to offer them $1000 gift but a short sale attorney said it would be an arms length violation.

Another big mistake, I know…Since moving in back in April, he has paid his full rent on time twice - the first time was his first month rent and deposit... that was covered by his company.Within a week of moving in, his car was repo’d.Then, Covid hit and his job start date was delayed.Then, his first day on the job, he “thought he had a stroke,” and had to be cleared to go back to work.Then, when he was cleared to go back, he “fell out of his truck” messing up his knee.He was working in the office until he was cleared to work his actual job, again.Then, when he was cleared again... within a few days, he “slipped on a muddy rock and messed up his ankle...”At that point, he was considered a “safety risk” at his job, put on short term disability, and scheduled to have knee replacement surgery, which happened Monday.Last month, he was supposed to transfer the electric and gas into his name.

After some work on fire safety, a new safer kitchen stove, a new larger window for roof egress & the odd electrical code compliance it was approved.

Do you have a consistent method to place a quantitative/intrinsic value on Bitcoin (and therefore margin of safety)?

The new furniture will be mid century modern furniture, including a sectional sofa, TV stand, armed chair and a coffee table. 

Lots of impersonators and scam websites out there.In my view, your best bet is to obtain references from local real estate club leaders and personally meet, or at least call, these lenders.Last, just like you don’t buy a flip from a wholesaler who also flips homes, don’t borrow from a lender that has a construction arm.