I am also extremely interested in Portfolio loans, but I have zero contacts dealing with those types of loans.Finally, I have an 'excellent' credit score, no debt at all besides 5 other rentals at 75/25 LTV (all cash flow positive) and a job that I claim over 100,000 in taxes, and have three years of consistent tax returns showing that.

I only gross $5600.. after taxes, benefits, 401k. its only  $3800 a month.. and if I take the 401k loan that's another $1160 out of my check 4.

These will be for the 2024/2025 tax season. 

I am using TurboTax for my taxes, BTW.  

But if you decide to sell to invest closer to you then a 1031 exchange can keep any tax-deferred while still maintaining or increasing appreciation and depreciation. 

unfortunately, our STR in Clovis revenue are now negative -- in the past yr, Clovis started asking for occupancy tax. this cost us $1300 every quarter .  

Any ballpark idea what percentage our property taxes would go up if we went from 2 to 3 units and how does that get plugged into the calculation?

In many QB versions, for Depreciation, you can just make a sub-account for Building (called Accumulated Depreciation) and an expense account called "Depreciation".

I consulted my cpa and he states that I will owe 100,000 in taxes leaving me with 600,000.

My investment strategy revolves around viewing cash flow as a tool to build reserves for both short and long-term capital expenditures.One key aspect of wealth accumulation in real estate, as you rightly mentioned, is the gradual reduction of your principal mortgage balance by others and the accrual of forced equity and natural equity through market appreciation.I operate Elevation Appraisal in the valley and serve as an agent with Windermere Bozeman.