My current primary ( scenario 1) Keep the primary for the life of the loan ( current rate is 4.5 so i dont see my self refinancing anytime soon)current home value 1,150,000Loan amount 935,000appreciation estimate 5% per year after a 28 year hold and the house is paid off I would have a house worth 4,312,000$my current mortgage is 6125$ ( piti) included My second option( scenario 2) Sell the house, walk away with $150 ,000 ish in hand and put that into a low cost index fund Rent a house elsewhere for about 3000$ ish and take the extra 3000$ im saving everymonths from not having to pay my mortgage and puting that money in the index fund as well I ran the numbers on both of these scenarios and doing what I mentioned above would break even at about 28 years meaning my stock account would be worth 4.3 million just like my house would , but the only is that holding a house for 28 year would mean 28 years of property taxes, loan interest ,home insurance and repairs etc whick I calculated to be about 1,200,000$ at minimum which raised my eyebrows to say the least Also i understand that each of these options ( stock market vs real estate ) will have there tax consequences ( long term capital gains) so any thoughts on that would be appreciated as well.  

What about speaking to a local, investor-focus, experienced real estate agent?

If the approximate $140k is seller financing, are the terms of such agreement made in the real estate contract? 

So I'm looking to get started in real estate investing and I came across this group.i was wondering if anyone knew anything bout them and what they had to say.Seemed to me that no one who was involved with this group was really willing to let me be a part of anything until I paid for the expensive program they were offering.

They don't even use a real CRM they want us doing everything manually via excel.

If you don't have any trustworthy boots on the ground and you're an out of state investor you can easily get taken advantage of by contractors, real estate agents, wholesellers, etc.I would be happy to assist and connect you with our brokerage if you're interested.

Real Estate Taxes- When you close on a property you will be responsible for the real estate taxes for the remainder of the year.

I run a call center for Real Estate and its all about knowing your numbers (100 dials to talk to 10 people to get 1 solid lead to convert in 6-12 months).

Is this the norm in real estate?

Hi All, I’m just starting out and, following the advice of a mentor, I’m trying to find an attorney who deals with real estate transactions and issues.