![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/696308/small_1704942933-avatar-homes4income.jpg?twic=v1/output=image&v=2)
2 July 2024 | 3 replies
You can refinance next year when rates drop, which could lower your mortgage payments and give you some extra cash.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/370986/small_1621447255-avatar-michellee1.jpg?twic=v1/output=image&v=2)
2 July 2024 | 2 replies
I don't have that much cash and find that I'm priced out of my area.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2558170/small_1688853838-avatar-akshayb12.jpg?twic=v1/output=image&v=2)
2 July 2024 | 29 replies
Best wishes There was no holding costs because it was a very quick rehab and I was able to proceed with the refi even before the short-term loan payments kicked in.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2997701/small_1716816422-avatar-jesseniah1.jpg?twic=v1/output=image&v=2)
3 July 2024 | 55 replies
Yes, I dont want to deal with that, 8 and 1 year of non payment is crazy.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3065432/small_1719927548-avatar-austink227.jpg?twic=v1/output=image&v=2)
3 July 2024 | 6 replies
I'd get a small HELOC in combination with cash and/or partner with someone else to get a deal done.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3066441/small_1720018734-avatar-elijahm96.jpg?twic=v1/output=image&v=2)
3 July 2024 | 0 replies
Just getting into real estate and was wondering about if it is a good idea to wholesale. use the money as down payments and take those properties and set them up as lease option?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1496295/small_1694644970-avatar-jeroh.jpg?twic=v1/output=image&v=2)
2 July 2024 | 6 replies
With hard money loans I'm getting 10% interest rates (wish I could find something in the 7% range, with 10% down payment).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3045108/small_1719882519-avatar-kylem852.jpg?twic=v1/output=image&v=2)
2 July 2024 | 1 reply
It was previously assessed @ $250,000 with a $1,500 yearly property tax payment.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3049083/small_1718234792-avatar-ropos.jpg?twic=v1/output=image&v=2)
1 July 2024 | 18 replies
I have about $100k available for down payment, closing costs and I'm hoping to have some left over for reserves.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3064008/small_1719780935-avatar-alexs1153.jpg?twic=v1/output=image&v=2)
1 July 2024 | 6 replies
(This would add sig to monthly payments and limit cash flow).