Yes you should get a statement from the bank, you can always request it as well! 

I got one today at the store in queen size for $12.99, the king size is $14.99These are reminiscent of the Charisma/Berkshire comforter that I have been using for the last 7 years in the lake house as well as at home.I will say that these new ones are more of a thin blanket rather than a thicker comforter.

Over time, a good bet would be to save up enough to find a two-family to house hack with lower money down and move there and rent out this one you own outright which would cash flow nicely. 2-1 single-families can be great for mid-term rentals as well which can 1.4-2.5 your cash flow.

You will just be capped at the price you paid for the property as your loan amount (which is not typically an issue unless you are buying well below market value.) so, if you can truly get a better deal on the property by paying cash it can make perfect sense.

Gain some experience renovating an existing unit, develop some capital, increase your knowledge of the market in Louisville, and give yourself the time necessary to locate a good location to build. 

Plug in with some that way and then ask that lender for references as well.  

New BTR properties are exceptional and perform very well. 

You should fare well!

Well, they aren't thinking that today.

I am currently looking for a small multifamily as well for a primary residence (house hack).