A lot of HM lenders are requiring a certain credit score.

This loan would be a small balance commercial loan so while the terms are higher because of the loan amount, there are lenders for this.You would be looking at 30% down, but the seller can hold a 10% second.Rates range from Prime plus 3.5 up to 9% with a variety of terms available. 700 Credit score is needed for this program.PM me if you'd like to know more.

The minimum credit scores required for borrowers may also be raised, and the guarantee fees charged to lenders may increase, Donovan said. “We have made the decision to exercise our authority to increase the up-front cash that a borrower has to bring to the table in an FHA-backed loan, to make sure that FHA borrowers have more ‘skin in the game,’†Donovan told the committee.

You can also find pre-mixed versions at home centers.

You also need a 660 credit score to be pre-approved.

Current credit score is ~ 710 Solid income

I also require a credit score of 650+ and additional rent for animals which I think could be turning away potentially good tenants as the base rent is already high.My questions are:Is the rent too high?

Seller financing is not a bad idea, will probably attract investors as well as those who have poor credit scores and can't get traditional financing.   

I don't think I could even qualify for any traditional financing, as I'm 23 years old and got my real estate license about seven months ago, and I've yet to generate a steady income, but on the plus side I do have an immaculate credit score...Anyway, I plan on buying a condo at a judicial sale in Chicago this month.

With our financial situation… we live on base, no savings, we have only $26,000 in debt, 615 credit score.