And... per Bill's request I have placed all estimated equity accrued in the making of this post on the shelf in my garage next to the weed wacker and agree not to retrieve said equity until 12 months following the date such equity was placed there.

I have a closing date for Friday 7/25 finally!

Find out when the meeting dates are and if your schedule allows, attend a couple when you are in town; they are a wealth of information and networking.Hope this helps.

Have info on how up to date the files are?

In RI there is 60 day notice you must give to the elderly and disabled of an increase but the lease comes with the building so the date it expires is when you can target the increase.

Oh yeah, try to make it for 30 - 45 days from the date you sign to give you time to close it with a buyer.

My second deal has been the best to date

Either way, foreclosures are complicated legal processes and will sometimes take up to 3 years until the Deed is recorded into the bank's name.Your friend should do a County Records property search to see when the bank actually took the home from under her name - this will be the date that the lenders will consider.

MAybe I included the Jan date as well and someone already paid the taxes?

When the aspects of servicing are explained I never had a borrower who refused to pay the expense, it's generally less than PMI.Hope you deposited all payments as soon as you got them, the date they wrote the check and mailed it is not the date of payment, the date funds are received is the date of deposit.