In person, phone, email.

A couple moved in 3 months back, they had some personal issues and apparently have moved out without informing.

A good Personal Trainer can help a lot.

Easier if you just do one person. 

Statistically, 20% down dramatically reduces the risk of foreclosure.TERMS:Interest rates: Some people like to raise their interest rates higher than what a person can get at the bank. 

The program could take a while depending on your own personal journey but it depends on how much money you have saved, how much debt you are in, what your credit is like and how consistent you are with payments etc.

If anyone is on a tight deadline, I would definite suggest going down in person.

While I am fine renting while I search for the right investment, my dream would be to build (for my own personal home).

This property cash flows before the ADU.Now im about to graduate college I make more than enough to live on due to having another profitable business with a partner though I have some major personal life changes coming  that will take a lot of my income but I will still be able to save an amount I am happy withIn this position where should I go?

But we could not personally afford the mortgage on this place without a renter.