But, I need some coaching as far as financial strategy.I have an 800 credit score and no income (new RE agent) and my husband has a great W2 job but really poor credit due to some major credit card debt (long story).

If you were ok with taking on additional debt (loans your tenants would pay down for you over time), you could potentially leverage that 475k into 10 or more cash flow properties (though there are limits on how many loans you can carry at once).Of course, there's always a middle ground too: sell the condo, use some of the money to increase your DP on the new house and use the rest for investing.

My main issue was not losing my positions in my other accounts, thus the need for a personal loan or a collateral loan of some kind. 

Be Very careful adding a bunch of new debt to your projects. 

There are great rewards to doing this type of business for your main company.

Hard Money will mainly look at the property and it's cash-flow. 

AKA quite my day job.My current financially situation:  -- No non-mortgage debt-- Have a high-ish paying job (100k/year) and save aggressively. 

this is the main reason I took out my washer and dryer in my triplex .

I have about 80K in equity in my home, but debt to income ratio is not where it need to be.

@Colby Mulry I am working on the same things as far as having partners come on board, and some of their main desires besides strong long term gains are the current benefits tax wise.