Ironically covid has forced all meet ups to go online but that has opened up smaller local ones to wider participation. 

@Bret HaburaHere are the general considerations regarding 401k loans.401k Participant LoansIf your 401k plan allows for 401k participant loans, the maximum loan amount is equal to 50% of the balance up to $50k.

I realize that the majority of people on BiggerPockets skew much more towards being cash flow investors, but I don't believe that's representative of professional investors in general.When I worked for commercial REITs and other institutional investors, we always looked at IRR first, and cash flow was always a secondary test.

I love that you're in Phoenix, licensed, and interested in participating in bp.

Institute something that their own attorneys tell them is unconstitutional and spread their crap until a court tells them to stop.

@Will McInerney What @Tim Swierczek said plus I'll add some of the larger institutions have really tightened their guidelines so if you are starting your search some of the medium-sized local banks and brokers (like Tim) are a great place to start.

Hi @David Lyons Chase is one of the largest institutional banks.

Chandler has a multi-family crime-free program that I participate in and they keep me informed of all activity at the property.

So the underwriting method is called from outside that lending institution and residential is based on your personal income, your personal tax returns, and your personal credit, etc.   

The institutions that have options either have high interest rates of 4.5%+ or the points are high.