Worked with Credit Consultant to increase score for better rate and loan terms.

Interest is the cost of borrowing money and, as the article says: “As long as you’re making that money work for you—for instance investing in other property—and your rate of return is greater than your cost of the HELOC, it’s a good tool”I am paying roughly 4.5% to borrow money on a HELOC that is making me a minimum of 20% on my investments.

Maybe that is why the general rule of thumb is MTRs are 1.5 times the cost of LTRs

But are just sitting on it as the development cost is too high.

If you win, they will have to pay the extra expense of the filing fees, etc, on top of what you say your damages are (which would be the cost to hire someone else to complete the job).   

Additionally, repair costs (if any),  all closing costs are covered by the buyer, and there is no commission!

Transaction costs of selling, then buying will mean a hit to the equity that you have, plus a likely tax hit.

I wasn't unprepared—I had a clear idea of my MAO,  ARV, and estimated repair costs.

Given that property costs are high in San Diego.

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