I have zero interest because of the above of touching any tools.

Like many have said before me; they can have every tool in the chest but it doesn't mean that they will know how and when to use them.Besides, one of those people you are getting mad at, could very well "have been" your next buyer or seller.Negativity gets you nowhere.

If the properties are listed on both MLS and this website, then why use this resource as the tool if MLS exists?

they say they hunt leads from over 12 sourcesit seems like a handy tool, but do theyalso find auctions and foreclosures?

I may make a mistake in repeating it, but from one of the podcasts.If you have a bunch of power tools in your garage and you go away on vacation for a week.Class A neighborhood:  You leave the door open, your neighbor calls you two days after you left for vacation they saw the garage door open and shut it for you. 

Looking to develop a good relationship with a local lender but also want the convenance of good on-line banking tools and apps.

Regarding this very real concern about rising health care costs, especially for  those with families who depend on them, an HSA account is a very useful tool to help fund medical expenses.  

They're learning valuable tools for passive income.Thecreativemillennials.com

It has its up and downs but overall it's a great wealth building tool.

So far none of the links provided in the 9 educational tools work except 2 which are the least important so I'm already smelling a scam.