Not for free, but no cost at all if you're not one of the 70% of the population who will experience stroke, heart attack or cancer by the age of 65.There is a further innovation offered by one carrier who designed a special policy for our company: the cash value is invested in either: S&P 500 fixed indexing as above, a gold index, or the Dow Jones Real Estate index of EFT real estate funds.

These customers are narrowed to a particular brand and model.

I'm brand new to all of this but I'm very, very motivated to get out of the corporate grasp asap.

Property Description:2 building 9 unit apartment complex located in a downtown area of a Midwest city with inter-state, water, and rail transportation systems in place.The building is about 40 years old, but has been maintained very well.Building is 11750 Square footThe lot size is 16350 square footNew roofUpdated interiorhard wood floors, crown molding, and French doors.Units: 5 3 br, 3 2 br, and 1 1 brGross annual rent $55620, 1 3 br is vacant, rent would be $750 per month.Asking price $400,000.00Seller agent claims NOI is $43200 per year, with taking in to account the one vacant unitSo, if NOI is correct, the cap rate would be10.8.Using the 50% rule the cap rate would be 6.95.Assuming the complex was full, the cap rate, 8.08.Not sure who pays the utilities, I am still waiting for the seller's agent to send me more info.Cash flow:Gross rent $55620.00 with current vacancy.Expenses 50% rule $27810.00Per unit $257.50 per monthNOI $27810.00Seller is willing to finance 80% at 7.5% over 30 years with a balloon payment in 5.P&I $26849.88Leaves $960.12Or $8.89 per unit per monthNow, I am just getting started, so I have exactly no cash to put in to a deal, unfortunately.Assuming similar terms for a loan for a 20% down payment, but with a 9% interest, that would be a payment of$643.70Per unit $71.52Net cash per unit of $-62.63At the asking price of $400K, I think this property is over priced.

There is actually an offer for 1.4M of that if I complete one of the buildings and give it over to their brand.

It’s called Innovation Foundation – it is a means of advancing arts and technology (or more accurately providing better avenues of education to their students).

depending on how the risk falls, you can placed in different brands... just like Chevy, Ford, Dodge.

Almost everything is brand new in the last ten years.

You can't base rent solely on sq footage.That is a massive mistake.You can have retail spaces exactly the same and one is way off the corner and the other is close to the corner and gets 20,000 cars a day to your side street of 800.There is a foreclosed strip center that is brand new put in a crazy spot that won't get close to market rents.Have you talked to the existing tenant and do they plan to renew and if not what problems have they faced??

So it's a brand new year and I know I'm going to be successful.