The rate and terms you received on your loan are based on how the lender underwrote your occupancy.

Otherwise, there are still decent flips in this market with rates the way that they are.As for the volatility/crash potential, there are people who get paid A LOT more than me trying to guess that, but I think in the end, that is why we do real estate instead of solely stocks, etc. because of the perceived 'stability' of real estate.

Some folks will give up the premium lake front to save a few bucks.This data will give you a broader perspective on the market and help with the rates.

heloc terms are not the same as fannie mortgage terms (like @Chris Mason mentioned)for instance I have a 90% heloc on an old primary that was ZERO cost, and the rate is prime -.001%. this additional LTV might help your cause. a heloc is also not necessarily due once you move.

From my experience, a first floor unit should pay more for heat then a second floor unit since heat rises.  

Do you charge points or get a good rate?

Meanwhile, South Metro Atlanta is seeing a surge in interest due to affordability and transportation access, though it may come with higher vacancy rates or require more research.Regardless of location, thorough research is crucial.

As we get closer and closer to rates pivoting, you're going to see these same people unbuckle from US debt into US hard assets even more, we've seen a glimpse of that thus far this year.

While I have 25 “doors”, my cash flow is such that I actually need about 45 “doors” at my current rate to be where I want to be financially and then to continue on from there.

Hey everyone, Interest rates are killing some first time home buyers or for people who want to purchase an investment property.