The nice thing about duplexes is that the lender will take into account the fact that 75% of the rental income from the other side of the property can be used to offset your qualifying ratios, so in this case they can use 75% of the rentals $750.00 income to reduce the amount you must earn to qualify for what appears to be an unaffordable loan.

This is pretty obvious, but the more you leverage the lower your profit per deal will be and the greater your risk will be, but also your potential earnings will be greater.When you look at a leveraged deal, you might consider what will happen to your real estate investing career if it loses money.

@Clayton Crawford - this might be helpful:  http://www.dantes.doded.mil/examinations/earn-college-credit/clep.html#sthash.CyjaAkLp.dpbs

And it would have the consequence of turning your passive rental income into earned management income.  

What stuck out to me on this podcast is when he said its more beneficial to save a thousand dollars than to earn an extra thousand.  

It's all about risk versus return.If an investor is only earning 1% in a savings account, they will be more willing to seek 5%-10% on an investment.If the investor is already earning 10%-15%, they will be less likely to settle for less returns and will seek 15% to 20% or higher instead.

You can partner with experienced investors, get tax benefits, earn cash flow, and diversify across numerous tenants, properties, and markets.

A good trader could earn up to 60,000 florins in a month-- approximately $61,710 adjusted to current U.S. dollars.

They are nothing more than a middle man that earns commission by connecting you with flippers in local real estate markets.

So they thought this would be a good way to earn money in the interim.