I'm a truck driver and have been through most of the bad cities in the United states and can say albuquerque isnt even in the same realm. the only thing I can see that is similar is that albuquerque as a whole is a lower income area compared to other large cities and the rents are slightly lower respectively.

But when you advertise on Craigslist or website or hold yourself out as a lender and this company did about 100 plus million in the state with no license then well yes you get your hand slapped.I suspect you have a drivers license even though you probably can drive a car without it..

I know when something like this happens you're mad and just want to fight it out but time is money.

You are so right, more potential income is definitely the main driver behind my interest in that commissioned roofing role.

Based on the information you’ve provided, it seems that you do not have much value driver for selling.

I understand the tax side of it - my only point is that treatment shouldn't be the only decision driver. 

I can say "only", because as a truck driver, I make decent money.

Click "Findings of Fact and Order" Note that it also has some other details about the guy including some DUIs and "operating a motorboat with a suspended drivers license" and a real estate violation(s) for a trust account. 

If the buyers got mad it could end up a lot more. 

I suppose that would mitigate their risk to some degree...if a deal goes south they have a bunch of $5K guys mad at them, who shrug their shoulders and say to themselves, "well, that didn't work!"