As @Charles Carillo said, you can make the most of that time, but most people just waste the 4-5 years and then end up doing something unrelated to their degree field anyway.Maybe look into a Trade School, like an electrical one....nice clean work that pays really well.

It almost never ends well. 

Ive spoken to PM's down there as well as Clayton himself.

Well, first I'm a long term buy and hold investor.

I'd leave a message and tell them since they have not responded to your multiple inquiries and you have not received the rent they collected in a timely manner, that you will be contacting your lawyer as well as the licensing board to file a complaint.

I believe my clients are happy with their first investments (purchased with me and managed by me) as well.

We use it for rental as well when we're not there so there's income coming in. 

I grew up in southern NH and now live in the seacoast area where I invest, recently licensed in NH as well.

I am now getting emails from Limitless as well.

I'm going to offer up a few words of caution, as well as the way I like to approach flips.... but to answer your up front question on financing, the typical heloc is going in the 9% range.