Hi all,I am new to the real estate world, and my primary purpose in posting this is to introduce myself to fellow investors and agents in the area.

Hi All,New to the forum and wanted to offer my services.

Our goal is to buy and hold for long-term investment.

@Rene Brodowsky appraisers, like most workers, will take the path of least resistance if allowed.Appears they are using an AI system to valuate your home.As suggested already, you may want to request an actual appraisal, which you will have to pay for, and send your own comparables to Huntington Bank to try to guide the appraiser.Otherwise, you may need to try a different lender.

@Ryan Konen i looked into ally , they only work directly with dealerships and not for refinances , I'll look in to the other 2

I’ve looked through the forums and but several of the listed banks previously suggested no longer offer them.

My partner and I just purchased a house in Feb and are renting out the majority of the home.

Welcome to BiggerPockets Al and good luck investing!

It's basically set up for MTR and much less hassle, but less vetting, and way lower cost.

Or, should I just take a fraction of money and put that towards a down payment and finance the rest with a 30 yr mortgage?