Compare their reflectance levels in the chart and they are almost identical.

Not to mention the scumbags who will go right to your seller, contract or no contract, and try to steal or undermine your deal.

I’ve bought deals where buyers found a problem with the building inspection and when I knew what the issue was I evaluated the property, got a second opinion, determined it wasn’t an issue, renegotiated the price and got a steal on the property.

The idea that you can build wealth without putting any money into it is a recipe for disaster and the sales pitch of gurus trying to steal your money.

Time to take police action, this is fraud and identity theft. 

They jumped meter box to steal electric. 

Quote from @Emmanuel Sanchez: That is a pretty common excuse, right along with "someone stole my identity and I had to lock my accounts."

No one is trying to steal a deal (that seems to be people’s fears).  

I'm in a very similar, almost identical, position as @Jerry Bower, so I also really appreciate Jerry's question and all of your comments.

I wonder if setting up a meeting with my bank just to talk about possibilities and steal some of their time to get some free knowledge would be worth it.