Raden Mantuano,A 30 Day Spending Diary:Take a piece of paper, and start writing down what you spend each day, and how you spend it.Example: You went to the Gas Station, bought gas, and a Drink, etc.Write down how much you spent on gas, and how much you spent on every other item at that store.At the end of the 30 days, examine how much you spent on things that you could do without.You could be surprised how much you spend on some things that you can do without.An example:I had a friend in work do this, and after one week, he decided that he was going to bring a lunch to work, 4 of the 5 days.