If you are working with a buyers agent, they may not be happy with the standard 2% that the listing agent is offering and will want an additional 1%. 

Until just last year, the standard real estate contract had a check box for the contract to be assignable so I know it's not a legal issue.

Some conditions will be standard, but others will not.  

Also note that this is a contractors salary not a w2 worker,  so I would not directly compare the salaries to a standard job without making adjustments for payroll tax,  health care, PTO, etc. 

But remember their standards are lower, so be careful not to spend money on items that a B class would require. 

IMO borrower paid monthly PMI (the "standard" or "normal") almost always makes the most sense. 

is that standard?)

Also the tax savings may not be as large as I thought since you have to undergo standard deductions)

Again, this is my first loan application, so I don't know what are some standard charges vs extra. 

Looks like your $23k profit is less than 3% return on the value of the home, so pretty low by most people's standards.