@Mike Alder   you may want to look on E bay for used course material from any of the guru courses the information is all the same there is only so many ways to skin the RE cat  as it were.

The second is that they expect you to take at least a 30% or so equity position in the property so you have "skin in the game".I wanted to know if it is possible to get a mortgage for more than 70% if the property looks like it has better than average earning potential, or if that is a hard and fast rule.Thanks!

When we resell and calculate the annual IRR it's usually pretty phenomenal.

You approach their kids and are accused of tampering with the old folks....I see 2 options: Either get even closer with them - in a genuine way, don't just do it out of greed (IMO) or just go straight business mode and approach them with a generous offer based on them moving when THEY feel ready to move....You stand the risk of irritating someone no matter what you do, but on the other hand, the only way to get a great deal sometimes is to walk out on that limb and jump....

It has taken some thick skin and a complete disassociation from reality though to get through the stress of limited reserves but I’m back!

Talk about having skin in the game. 

The noncreditted offerings are almost universally much more expensive, have a lot less variety to choose from, and many times have almost no skin in the game from the sponsor.Thankfully there are more and more nonaccredited offerings coming out and the competition is starting to force them to reduce fees.

Also, it's not uncommon for tenants to complain about things only after they run into difficulties themselves, e.g. being delinquent or late on rent, as  way to somehow "justify" or balance out their transgressions.As irritating as it is the way  they chose to complain, you have to consider their complaints to determine if they are legitimate or just overblown and unreasonable.

This was the same math done when you purchased the triplex, if you purchased it as an owner occ and used the rental income to help qualify.3) If you want a rational reason why non-owner occ math is more generous than owner occ, consider that non owner occupants have to put big fat down payments down, and have more skin in the game generally. 4) Rental income (anything about it) is frequently overlayed. 

Or would it be better to show my "skin in the game?"