the fico score of the borrower with residential property.You are able to obtain NON-recourse financing (not personally liable) for commercial loans.There are Commercial properties available that are non-distressed with long term (7, 10 and 20 year) professional tenants.

I would talk with a competent real estate professional (broker, attorney*, professional investor) in the area to get the details cleared up.

Professional, experienced broker can help you find the right fit for your particular situation quickly, lock your rate, process your loan quickly, and fund it in a timely fashion.

Real estate can be a high quality investment when chosen carefully, with professional help and due diligence.

I generally advise clients that I can provide data and professional advice but not motivation.

The one secret your going to need on your side The one secret that I believe that can make you successful over most all others is to team up with someone that has: A global network of contacts You will need a list of contacts that is literally priceless or make sure your mentor has LARGE list of: o Developers o Property owners o Analysts o Economists o US-based attorneys o Attorneys who are based in the areas we invest o Translators o Chartered jets o Managers of 5 star hotels o Happy investors who have made money When the investment is sound, that’s a “first to market” advantage that any smart investor would crave!

Considering the small upside cost and the large downside risk, it would be foolish to consider a deal in real estate without the professional assistance of a REALTOR®.The process of a real estate transaction is complicated.

American Home Mortgage also works to introduce its Hispanic borrowers to Realtors and serves as a liaison throughout the home-buying process, translating when necessary and making sure both parties know what the other expects.Realtors are uniquely suited to help Hispanic immigrants achieve the American dream of homeownership.

one more thing to note.. from what it sounds like your client really needs the Chap 13 for asset protection.. but again check with a bk attorney for professional advice..

I allow real estate professionals to publish on my site with backlinks.