Usually, with a low LTV you may get prime less a point and a high LTV maybe closer to prime plus one it always depends. 

A condo comes out cheaper up front (generally) but how are the long term numbers compared when you factor in HOA and maintenance fees?

Slab easier and no water issues like a basement .. maybe less maintenance .. have to rip up concrete to access anything tho right?

I am merely using this to illustrate my point above because that's not something I would consider a competitive edge since it's a low barrier license.

With a locked-in low mortgage rate of 3.2%, and about $100k in equity after expenses, I'm contemplating my next move.

Quote from @Bonnie Low Low: Hi, Isaiah.

@Henry Matthews what Detroit Neighborhoods are you buying in at that low of a price?

My current savings pot is low; I believe this will enable me to accelerate my savings goal as the barrier to entry is significantly lower.

With the number of available properties being that low you could honestly analyze every one of them so the specific zip codes and areas aren't as important as if you were looking with criteria that offered hundreds of results.I'd recommend getting on the list for some local wholesalers to help and increase the number of potential properties that you are exposed to. 

HUGE time saver.Individual property accounting - keep track of how profitable (or not) each individual property (or unit) is.App for tenants - so they can look at their balance, make payments, report maintenance issues.Rental applications and tenant screening - Accept online rental applications and then run credit, criminal, eviction checks on them easily.Market your vacancies - getting a vacant unit filled with a good tenant as quick as possible is critical, and good software will help you market those vacancies.