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These were standard in my new home and it's really a great piece of mind annoying I can let my kids in and check on my door locks from anywhere.

They may dig in their heals or they may be smart and realize that their kids name on a police report isn't good. 

BUT if you can't see yourself doing that and if all the women in the family are going to create merry you-know-what if you do it, then take a deep breath, apologize to your wife, kids, and grandkids, and let it go.     

If she doesn’t pay him back then he becomes the sole beneficiary.The owner gets to keep their house out of tax deed sale, and if they pay him back he makes 15% annually, or him or his kids will get a house some day really cheap

We struggled like this for years and even bought 3 single family homes a hour and a half away from where we lived needless to say we bought 3 more headaches.THEN we had kids and they brought added expenses and we just couldn't keep subsidizing these other families lives.

Now they have a choice of selling for top dollar and paying capital gains and depreciation recapture taxes only to put the proceeds in a .8% CD or hold as a cash flowing inflation hedge and allow their kids to inherit the property on a stepped up basis.

You cannot rent to families with kids under 6 without a lead certificate on file with the state. 

Eventually I concluded that less time was spent having folks fill in their own stuff, than was spent with me filling it in for them, and them questioning where/how I concluded that their kids were 2 and 5, the M.D.s pissed that I understated their education years, and so on, all added together.

real gem kid!