Sadly in most of the world, women are treated horrible. 

I don't have any kids yet, but my plan was to aggravate them so horribly bad that they decide to educate, as opposed to me forcing it on them.

Even if your JV partner were the victim of horrible things or died, it's still your job to protect your investment.  

That said, there are certainly a boatload of horrible agents who can cost their clients time and money.

Omg, this is horrible.

There is no point to debate with people that were horribly wronged by a particular market.

They’ll send you business if you do two things#1 show up#2 not do a horrible job Lol

Hi Bob, my servicer said they can forbear but they are horrible and I have transferred all my notes to a different one.  

Most people are absolutely horrible at math, so if the salesman makes things even remotely complicated your average person can't follow along and doesn't understand the process and just blindly believes that the process works....

It is a great misconception in my opinion that cash flow in CA is horrible, just because it doesn't hit the 2% rule day one ... my cash flow has been phenominal.