They use "reverse directories", credit bureau info mostly to locate people.

But my wife and I had some significant health issue and our credit and income won't qualify.So I am thinking of selling. 

I've never used transactional funding as it is a must, my credit is being disputed and I am low on funds. 

Assuming decent credit, there are 95% and 97% LTV conventional options that are generally better financing than 96.5% LTV FHA.

We stopped all erroneous spending, paid off all our cars and credit debt.

Regardless of relationships, you should get term sheets from at least 3 different banks / local credit unions.You will likely have a personal guarantee on the loan (meaning you will have recourse if the LLC defaults on payments). 2) When making an offer on a property, is the offer in our names as individuals or in the LLC?

He is broke with bad credit, so I assume they financed him somehow...

But I've also been through a costly divorce I had to put on credit and have two kids half time, pay child support, and have three awesome step kids.

What is your credit score?

If you have a good job, decent credit score and some money to invest, you will easily be able to find better conventional loan programs than FHA.