To expand a little on John's comment as well, there is nothing illegal about a transaction that is done between an investor and someone else if the investors has a contract on the property.

That ould give you plenty of seed money to really expand your business.

They in turn lock your credit and give you a pin number that is needed to access your credit.

As such, if you don't have access to the MLS, you will have no way to know what forms they require for their offer (many require modified versions of the standard state contract).All that said, if you really want to try to go it alone, here's what I would recommend:- Call the number for the brokerage and ask to speak with the agent who has the property, or ask the person who answers the phone who has the property;- When you get the agent, ask what forms they require to submit an REO offer and where you can get them.

Find an agent or someone who has access to the MLS in your area.

I know that in the lenders sometimes require inspections and or appraisal how would you accomplish that without access to the property?

We do have about 200' of access on the busy road but it is under utilized.I have always followed the philosphy of you buy based on the property,( location, location, location....)however this deal seems to good to pass up, but I still have reservations.Our plan is bank on the 10-yr lease and pay the building off and see what happens after that which should minimize the risk.

Current owner plans to divide lot b & keep her portion for access to another adjacent parcel she owns.

There are many here who don't use realtors at all, or have become realtors for ease of access and to reduce commission.

I have access to the clerk of court records and looked under lis pendis and nothing there either.