I was delighted to see that Milwaukee has a 2 for affordability - meaning very affordable, based on % of annual income required to buy a median priced home. 

Eat food.

The added benefit is that there's some food options in addition to local beers / full bar.

It would be like if all the restaurants in town were just random people serving mediocre food in their living rooms, but then one day a bunch of real restaurants opened on Main Street.

Now... the real cost of real foods went up around 23% over the last 5 years, odd are with global warming and the wacky weather it brings the cost of foods are going to keep going up significantly in the next 40 years and beyond (yeah every one wants to pretend global warming is a myth as island nations are disappearing and New York is building floating real estate today to contend with rising oceans by 2020, and all those folks making a fuss over GMO food are not going to be to high and mighty to eat a mushroom that taste like steak when beef goes up to $25 a lb) so that whole dafy "Lump Sum" thing with retirement accounts don't account for that.

Since it seems similar to a management fee, I'd imagine it would be annual to keep the lights on and put food on the table, but I figured I'd ask. 

I use it to remove odors in a variety of situations like smoke, pets, or even certain food smells. 

It is more or less an industry standard that tries to take into account a typical income with a car payment, gas, utilities, food, etc.  

Better food.

Just food for thought.