Both sides of the duplex are currently rented out, however they are paying half of what the current market value rent should be which I found out prior to seeing the units.

Compare your place to theirs.

Although that rate will be higher compare to conventional  interest rate. 

If the original Mortgage was closed prior to December 15, 1989, the assuming Borrower may assume the Mortgage as a Principal Residence, HUD-approved Secondary Residence or Investment Property.”FHA loan assumptions do not, according to HUD 4000.1, require a down payment.

But if the benefit is getting cash....well, she'll have to compare the terms on her private loan against the portfolio loan to find out if it would be work it.

How is the employment rate in your market, especially compared to itself historically?

And of course your intermediary must be in place prior to the close of your sale.

I've recently seen 2% deals here.Let's look at Brockton's numbers compared to South Boston.In 2013, there were 135 units sold, with an average price of $224,022 and 62 days on market.In 2016, there were 234 units sold, with an average price of 332,541 and 71 days on market.3 bed rentals in Brockton over the last 3 months averaged $1,783.Strong appreciation at 48% over those same three years, but with a price point only 26% of South Boston, you can buy about 4 times as many properties with the same capital investment, which should increase your cash flow, diversify risk and get you solid price appreciation.

We wanted to buy a SFH in Naples Park but the prices are high compared to the seasonal rent and again, I don't want it empty in July and Aug. 

Finally, joints are 'weak' spots so dovetail & screws are better then glue and staples.Make sure you are comparing apples to apples when looking at different cabinets.Picking counter tops is impacted by the tenant class you are targeting.