I want to move near my parents in NJ (Monmouth County area).

She let her child color all over the walls of the entire house.

., but I keep running into a issue because of a high DTI ratio.Type of property: It is a Single family homeLocation of property: Riverside, CA 92505Purpose of financing: Rate refinanceType of financing sought: Not sure, Fannie/FreddieCurrent or prior ownership of real estate: Currently own 2 other propertiesOccupancy: Currently rented with traditional leaseValue of property at present: $510,000Anticipated or actual appraisal issues: noneCurrent rents per month: $2395Fair market rents per month: $2500Equity: At least 100K in equity after refinanceIncome Source: Hourly W2 and self employed incomeGross monthly income (optional): $12,900Monthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $9100FICO: Good credit

Essentially it allows you to have a parent or holding LLC with a multitude of “series” beneath it that are each separate and protected, limiting liability without having to continually open individual LLCs.

I've since been contact with J who is married and has 1 child, who says he want to move out of their apartment into a bigger house closer to his father.

And my parents live in Redlands, so I'm through there quite a bit getting out there.

I'm trying to figure how I should be going about offering on deals, and any insight would be helpful.I currently have about 100k in investible cash, my home is how worth about 160k, my 2016 and 2017 tax returns can support a modest 250k loan, my 2019 return will be significantly higher but I haven't filed yet at the advice of my CPA, I have ~150k in retirement accounts that I could access, and my parents would like to partner and are willing to contribute 100k. 

My family does not include my boyfriend...my family's rules and not mine....each member of my family of five would be partners in the corp so that when my grandma passes, the investment is distributed equally among the five family members including my unborn child...my boyfriend is the father.

I had my parents co-sign and then recently re-financed to get them off the loan (using the now established rental income).

Might be easier if you parents are willing and able to co-sign.