Listening in the car to and from work is a great way to be productive with that alone time.  

i want to have enough money to be able to just do whatever the heck i want when i want to (kinda like a mikeoh lifestyle) ;-)however, i want to have enough money to where i want more and more and more.... i don't think i could ever have enough. i want to collect money as some of you collect cars or doo-dads. lol

Has office with 2 rooms, 1.5 bath, kitchen, storage building for supplies and equipment, shipping container for building supplies, and 2-car garage.

They quite often want the loan secured by real assets, your car or house or whatever.

It ripped into the lower part of the door and took everything under the car apart.

He is current on everything else; zero credit cards, no car loans, etc.and got good ref's from his previous landlord.I remember hearing in a seminar that Student debt is the hardest to correct and rebuild credit - any advice out there?

If a buyer is agreeable and they have any other asset, like a car or boat or even coin collection, you can carry make another note with the borrower figuring in that payment as a debt if the ratios will be OK.

We have a CAR purchase agreement (California Association of Realtors).

If you were getting a 25% down payment through borrowing against a 401k (4.5% interest) or equity on a car (less than 3% interest) you'd probably be okay though it would seriously impact your cash flow for the 5 years you'd pay those loans back due to very fast (comparatively) amortization.On a $100k rental, $60k @ 6% for 20 years is $430 a month, $40k @ 15% for 10 years is $645.

I say 20 years because really no cars are self driving today and cars last 15-20 years.