If you do involve any outside parties, your best bet is to compensate them outside of the deal.

Look at that no extra income statement.I bet there is money to be found it just might be things deemed essential that at closer glance may not be.The 120k student loans are those frozen currently or are you paying on them??

., month to month versus lease, rent amount, security deposit amount, who owns each appliance, amenities included in the unit, etc.).

I bet you meant $400 from EACH side?

I bet your mom knows my parents.

Could you sell to the president or are you upside down on the loan versus value of the property??

I bet if you ran all of his mail through the paper shredder, and claimed that you "never saw it", he would change the address and the problem would fix itself.

Double your net worth is the safest bet that way if they try to sue you for future earnings you will be in a much better position.

It seems to me that Johnson County would be your best bet if you are looking for the benefits of appreciation to go along with good cash flow.

I think part of it comes from people not knowing what renovation work really costs, they see the prices at Home Depot on stuff and think, "oh they repainted the place and a gallon of paint is less than $20 (the cheap paint, not the paint I buy) I bet that cost them $1000 at most to repaint the interior!"