We have direct mailers, door-knockers, secret niche strategies that few know about, etc. 

Direct mail is simply a numbers game and catching the owner at the right time to "fix their problem".

You canAlso, I'd be happy to point you in the right direction for things to think about and consider as you make a decision regarding your next steps.Please check out my profile and reach out if you think I might be able to help you.

That fee applies as credit to the tenant/buyer's purchase price. 3.5% works nicely for FHA loans. 

You canAlso, I'd be happy to point you in the right direction for things to think about and consider as you make a decision regarding your next steps.Please check out my profile and reach out if you think I might be able to help you.

Maybe attorney or people you know could direct you to a private lender.  

Applying for a HELOC: with 20% equity in the residence and considering taking out a line of credit to fund a down payment for an investment property in Chicago, Austin, or Pittsburgh.  

They can point you in a good direction.  

As of this year, my understanding is that the premium applies for the life of the loan, not just the first 20% of principle.

Many members are experts in their respective fields related to real estate investing, whether that is real estate brokerage, wholesaling, flipping, buy and hold, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.There are some pretty cool discounts on various products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/pro