The best thing to do is to put each property in it's own LLC.

Also, expect deferred maintenance.Your #1 concern should be, can you fix the problems the seller has or will you eventually have to dump the property also?

Huge thanks to Filam company for their support throughout the process.

The answer is MONEY. 

Although it does reduce the premium slightly for that particular rating factor, it is not optional on the part of the HOA as an intentional cost saving measure.  

I would get rid of that immediately.Second, I would ensure your rules are clear, in writing, attached to the lease, and posted in locations where the occupants can't possibly miss them.

It protects the lenders security (i.e., the property) against claims which would reduce the value of their collateral.

Thank you for the compliment, Scott.By the way, "quoting" feature on the forums has been broken for a few weeks now.

Family services will inspect the home and limit occupancy based on the number of bedrooms.

@Gary R UrenIf the property is zoned for only one home you most likely will not be able to do thisPossibly it could be 123 main st unit a vs b but that is a post office issue and good luck dealing with the post office on this issueI would talk to them and put to mailboxes in the front and see if they can separate it by A and B unit