@Joe Villeneuve   Although I agree with you statement as a basic concept.

Owner finance is a very interesting concept to me.

I just cannot buy into the "added value" concept J.Scott works in other states but I buy into Al Williamson (show #8) where getting involved in neighborhoods and making your presence known can make a difference.

Next, run a simple Google maps search for areas of interest to get a sense what is nearby.If you are not sure which areas to begin looking for properties, HERE is a list of top 100 U.S. housing markets from the Journal of Housing Research that I found to be pretty interesting and helpful.For house-hacking with an FHA loan, you might want to check out this list of major metro areas showing which markets are best to own in. *** Disclaimer: I read both articles & studies back in July so rates were a little lower and I'm sure some of this info has since changed.Once you've selected a market or couple of markets to dive deeper into, reach out to a Realtor.

@Luke Carl, I love the Profit First concept.

@Joseph AkingbadeI love the concept of BRRRR I'm hoping to find a mentor or partner investor to learn how to execute that method properly.

Bro great Journaling,This is really helpful for us to see a play by play.

Thanks for concept.

His point is reasonable but it's worded very dramatic and I don't want that concept to freak you out.

A DSCR will look at the income of the property.in my experience, the concept of delayed financing isn't as relevant as it was several years ago.