However, Tampa+Orlando are projected to lead the state in appreciation over the next decade so that's why I personally chose to put all my focus and even moved across country to invest in the Tampa Bay market. 

At that point, they wouldn't be changing terms...just stating what the new terms would be if you took out a new loan with them.

If the city, county, state, or even federal government is ever in a situation where they can't pay... then we have bigger problems at hand lol! 

Examine the property's state, rental revenue, and cash flow while taking location, condition, rental prices, and future appreciation potential into account.Assist your real estate agent in negotiating the conditions of the acquisition and submitting an offer.

Envision the fusion of creativity with Vertalos state of the art technology—an alliance poised to reshape the very essence of real estate.So what does this signify for the real estate sector?

Please continue to consult your attorney in your state.   

Loans secured by two- to four-unit properties, investment properties, or second homes are not eligible. https://selling-guide.fanniemae.com/Selling-Guide/Originatio...However, there is NOT a state law against it but because of the above most lenders even if they are not selling to Fannie/Freddie do not allow it.

Stupid question but what does you state landlord tenant regulations say about rules and fines.To me fines, aside from late fees, seem rather childish.How do you prove who violated the rules.

If it's important to be near the Bay area then maybe consider the Tahoe Reno, NV market because it's only a few hours away if you need to go to the office and it offers a landlord friendly environment, low property taxes, and no state income tax.

They handle roughly 700+ transactions a year in the Cleveland/Akron area- most of those clients being out of state or overseas.