Now there are a ton on AI chat based tools and they do a decent job.They can create a script on how well you tell them to do.you can use the AI chat websites likechat.openai.com  -- no access to the web for real time datachat.perplexity.ai -- this has real time access to the webChat.forefront.ai -- Has access to real time webyou can use them to create:1.

Just be open about it with your lender and they will help you out.If you intend on managing the rental on your own, I'd recommend searching the forums for tips/tricks on dealing with renters.

Yeah I’ve heard how hard it is to raise money right now.

Set your goal say 5, 10 and 20 years from now and work backwards from there to decide what to do with the money.

Trying to explore if there are still pockets in Nova where the returns make sense, given the high prices.Nova is extremely low risk, which is why cap rates are so low, the issue I honestly see with nova right now is the cap rates are often times below what you could get in a bond, and leverage is hurting you right now, I wouldn’t say I Would recommend not investing in nova or investing in high risk market, but personally I’d rather get something in the 5-7 cap rate range and take on slightly more risk to do so. 

I've been at the same job for 3 years now and in the same industry for about 12 years.I do live in the house I own, As far as the HELOC, that was kind of my plan to utilize that as a down payment...ive been reading about the DSCR loans, why do you say I wouldn't be ready for that as a first timer?

But consider your lifestyle and what you want to have access to while you are living there and also where the tenant pool is strong and demand is high.

Any tips if I need 10k to purchase cash or suggestions for loans?

Now I see lot of people ( many on youtube) are suggesting that housing market is progressing towards a recession/ correction/crash and prices are going to fall soon.

Buy a lot, install fence and lighting and gate access.