But that's easily verified, and many borrowers are used to doing that.

Worst part, after I do the repairs, the appraiser has to go back out to the property to verify....craziness.

Welcome to BP Uuri, income does not have to come from 9-5 but it need to be verifiable, if you report your income on 1040 and pay taxes, you should be fine.

I already verified this.

My main concern is that they have a steady and verifiable income.

Always screen all adult tenants, never give personal loans/smokes/etc, verify EVERYTHING they tell you that's relevant to lease, keep it landlord/tenant.

(Member American Appraisal Institute) Appraisal.6 Further, any such amount verified by the appraisal to be owed to the defaulting party is to be paid--less a reasonable default fee that is specified within the Beneficiary Agreement (e.g., $2,000.00 is standard); and less all past-due payment amounts, late fees, other penalties, unpaid charges or special assessments.

Blind ads can be proven & verified by the board fairly easily, and the "enforcers" are often other agents dropping a dime on the competition that is skirting the rules.

Very few Realtors are savy enough to require you show POF for the down payment...the pre-approval letter is usually enough as they'll assume the lender has verified your POF already.

I believe they verify the VIN and help you transfer title and and register the vehicle with the DMV (whatever that entails, I don't know) and you don't have to go to the DMV yourself and try to figure out what's needed.