Hey Zach, were you able to find someone reasonable to work with?

I've got a very reasonable duplex available. 

Thats alright, for my first investment I'd really just like to cut my mortgage payments down so I can save money for my first true investment property. 

Wouldn't it strenthen your case to explain why it isn't true, if indeed it isn't true?

If you are looking for true private money (no broker fee or points) most will not lend at a high leverage. 60-65 LTV max Now if you have experience, plenty of reserves, and the deal can be 100% financed based on the ARV, then you can present it to a hard money lender and they may feel comfortable doing it. 

Is it true that when assigning a deal in CA that the seller has to approve and sign an assignment addendum seperate to the purchase and sale agreement?

A true Service Animal is virtually impossible to deny.

But for some reason I went away from it and tried cold calling because I thought it would be faster to hit my goal of a property by April but maybe I should just stick to direct mail!

If the predictions of interest rates continuing to go down are true, then we will likely see another big uptick in property prices as interest rates get down into the 5% range and buyer activity increases.

This is true!