The sponsor should have skin in the game all the way until the bitter (or sweet) end.Hope this is helpful. 

All of us here on this forum have skin in the game -- and in our hearts, we know better. 

Advertise what is actually being done to your potential customers.... make sure to include the part about them getting well below market value, the part where you have no skin in the game and can leave them high and dry and in a worse position than they already are, the part where you don’t have a buyer lined up and don’t forget to include the part about how it’s considered illegal in certain parts of the country.... let me know how your brokerage does...

They have more skin in the game then you do.Make sure you get clear title.

I'm always amazed at how people try to get lenders/financial institutions to change the rules to fit their situation instead of changing their situation to fit the rules (Again, making no assumptions the OP or anyone else fits that declaration).Scammers love "subject to" because the scammers only have an upside potential and no downside because they have no skin in the game (Outside of maybe reinstating a defaulted loan) and, no liability for being wrong. 

But this is a public internet forum, so toughen your skin and ignore the haters and embrace the good advice. 

CA just skins alive high income people with the highest state income tax in the U.S.

Even if they don't appreciate it's no skin off your back. 

I understand that you have more skin in the game then most as you have intellectual property and credibility on the line and must defend what you are passionate about.

Giving mortgages to those with little skin in the game or marginal credit is the same.