They should be giving you a proposal.

There is a bill proposed to get rid of property tax deduction (probably also mortgage interest deductions as well). https://www.seattletimes.com/nation-world/chairman...I would hate to see this bill passes, and I would like to know whether property tax can still be considered as business expense for LLC or C-corp.

You proposed and had a plan for 2019, your fiancé changed that plan and you are now again looking at taking on even greater debt.

I didn't do quite what you are proposing, but I'm in a similar circumstance and came up with a different solution in a different expensive, growing city. 

We hope that legislation can go even further to help ADUs start to gain traction in California.

California Apartment Association “ CAA” calls for action : a Bill to repeal the "Costa-Hawkins Rental Housing Act" (Costa-hawkins Rental Housing Act) has been scheduled for the first hearing in the state legislature, to repeal a landmark legislation to protect owners from radical rent controls.

Otherwise, all this proposed lender has to do is switch their terms from 8% to 12% and charge 4 points on the back end and most of us in here would probably say that seems reasonable.Right now, the private lender is so ridiculously low with their terms that there is no way that can be true. 

The fix he proposed was rewiring the bedrooms and living room. 

What did you get a proposal for from this contractor?

I'm regards to the itemized proposal, I would agree.