If it were me and you are occupying the primary residence on the lot I would not spend the extra money to separate utilities. 

To live there it must be his primary residence.

I actually do house hack on my primary home in Shoreline.

When applying for a loan for the new primary residence, do I need to show I can pay both mortgages?

When I have trouble finding a tenant I sometimes use a combination of Craigslist and Facebook to help me find a tenant and than a separate property management platform to collect the payments. 

Hello, I am looking for a Heloc on my primary home for about 500k.

You had to pay $99 a month to have access to the office and some online platforms.

He claims that no one will work the loan due to the fact that I don’t own a primary residence...I’m highly disappointed because I’ve listened to many podcasts, read books, and read a few forums on here!

I am listed as the primary borrower and she is listed as the co-borrower on the loan because my income was higher and my credit scores were higher.

However, Can anyone tell me if I turn my old Primary residence into a rental, do I lose the ability to sell my home "without" paying capital gains from where I purchased it 12 years ago?