I started doing some research on some hard money lenders in AZ, I have personally decided that I don't want to go that route until I have more solid abilities to continue payments if something goes awry. 

., rent, expenses, interest rates) affect financial model outcomes.12.Operating Pro Forma: A projection of a property’s income and expenses over a specified period, typically used for budgeting and financial analysis.13.Cash Flow Waterfall: A structured distribution of cash flows to different stakeholders in a real estate project, often involving equity investors, lenders, and developers.14.Leverage: The use of borrowed funds (e.g., a mortgage) to finance a real estate investment, potentially amplifying returns but also increasing risk.15.Equity Investment: The amount of money invested by equity partners or investors in a real estate project. 16.

ESAs are largely fraudulent, but able to reject them (yet can be difficult to deal with), except for the exceptions I noted. 

Hey Lenders,I currently own 17 doors in Little rock and surrounding areas and i have about $530k in equity at current market price factoring in the appreciation at a sale price of $1.5 million and the loans are 5/20 at 8% or more.

Whether it be a plumber, electrician, title company, lender, or whatever...if we ask other real estate investors who they have used and would recommend it significantly helps in finding good people.  

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

if you need to use financing - get pre approved with a lender to review all options / ideas

Will Hard Money Lenders work with buyers on subject-to deals? 

Once the property is appraised at a higher value, you could then approach a DSCR lender.

Very flexible lender.