If you’re unsure based on your states requirements then just leave the rental agreement in your name.  

Then you’re just looking at whatever documentation and state laws as to whether you need to provide 30/60 days notice of non-renewal, or that same time to either leave or sign this new lease.

If you have a preapproved HELOC never use it leave it alone pay with your other funds(e.g. cash). 

Train of thought is if I go about it this way then it would gaurentee a return because Im not buying the property for them Im only doing the repairs which would leave a 30000 dollar profit.

In my market, new groups came in and built some sophisticated car washes, leaving most of the self car washes to go out of business. 

@Nigel McFarlane  I see a lot of the same numbers repeated.......I'm going to say these numbers are bs and leave it at that. 

This still leaves my wife’s Roth IRA.

Literally, leaving the first/current mortgage untouched, but lending me xxx amount on the side at 5% and 15-30 years fixed rate. 

I’ve been so focused on financial freedom and the fear of not leaving a lasting legacy to my kids that this book’s author would say I’m out of balance.

Many times I have politely got up from the table and wished the sellers well and started to leave before they called me back to the table with an agreement to change the price.