So they can be a good place for you to learn what these offerings typically look like and come up with your own unique due diligence process.

I have the opportunity to make an offer on a property in 44104.

Do some investigating on the OTA and see what other STR offer.

Do you happen to know if they lend in OR or if they don't, can you recommend another lender who might offer the 10% down second home loan product? 

Are you okay creating legal documents on your own without a lawyer/attorney and just asking advices on a forum?

Find qualified partners such as lawyers, accountants, managers, loan specialists, insurers, etc.Good luck!

We had a recent bad experience with a company offering to do the whole set up. 

Landlords seem to have the upper hand these days.It might be worth checking out metroffice.com to see what kind of deals they're offering.

I would definitely mention in your property description that the property comes turn key, and offer to show the properties rental history/income.

Quote from @Melanie Johnston: Hi @Travis Peterson.It's always best to talk to a local loan officer as they are licensed in our state and have access to options beyond what banks may offer.I will DM you lenders who have helped my BiggerPockets STR clients buy in Scottsdale and Metro Phoenix.And I would be happy to be a resource for you, so please feel free to reach out.Melanie Hi, I'm looking for a community bank or portfolio lender who can offer a vacation home loan with a 10% down payment.