OTC loans are great but I dont plan on living in one of the units. 

I selected Tampa Fl just for reference, but I am open to areas north and south of Tampa. 

Hi Jason,Welcome to the community!

Hi @Paul Rook, I don't have any experience with the company you mentioned but a handy resource for homeowners to check ANY contractor or trades person is lni.wa.gov.

This way, even if the monthly payment remains the same, the amount you pay towards principal each month goes up. 

Since there's no income yet, I assume that DSCR financing is out of the question. 

She has the better credit, so lender wants to use just her.

I'm thinking about renting the basement room and share the kitchen. my question here is what are some requirements or tips when renting a room 

@Sudheer Kumar - we can help here but need to better understand the Refinance out of the loan assumption better.  

Specifically in SC, though, I would check two things - 1) see if the ATI exemption applies and actually quote the taxes for that particular property on the county tax estimator tool, and 2) get a ballpark quote from your insurance partner on the particular property.