To get the exact address I have to register for a free trial and it's asking for my credit card info. 

So a good credit score is paramount. 

Of my portfolio, only 2 tenants are current on their rent.The property manager tells me that if they were high credit people, they wouldn't be renting.

Brendan Harrison Listing agreements are contractual arrangements between the listing agent and the seller...The seller pays the commission, so if you don't use an agent it doesn't improve your position.

And credit issues post disaster and caused by the disaster can be overlooked.

There are many banks and credit union that have different down payment requirements.

Start at the top of the list and call all of the Credit Unions and local/regional banks.

Same story for the cap rate, this varies market-to-market and depends wholly on the building characteristics and credit of the tenant.

Some people consider a loan from the bank using "other people's money" or a credit card advances as "other people's money" but really it's your debt that you owe, interest you will pay, etc.  

For me, it improves the houses value, gives me peace of mind, and offers protection in any lawsuits.If you are interested in installing cameras for your property around the New York area please let me know.